Overcharging dues

Our HOA has 26 units. We are a 3 block area in Townhouse Row in Aurora. thousands of units are around here. Our original HOA was robbed by the builder so then they outsourced us to a management company that has steadily increased our dues from $90 a month 20 years a go to now $219 a month. My husband is our sole earner as I am disabled and he was laid off during COVID causing us to fall behind. Now that he is working we are paying an extra $200 per month to get caught up. I have probably repaid the amount we originally owed twice now but the fees are what I'm still paying down to the tune of approximately $5000.

And now due to our cement settling severely mice have gotten into our garage as well as our neighboring unit. The pest control came and can begin to correct this and said it will even provide about 2 years of protection in the areas the mice are getting into the garage. But our claim has been denied by the board. I'm paying for past dues and I feel that is why they are refusing to approve the claim. There's no way I myself can come up with this money as I'm making so many payment plans to catch us back up on utilities, HOA, car payments, etc.... But heaven forbid the HOA pays out $1395 to help out 2 of the 26 units. We have no amenities at all. Half sized streets that are in terrible condition. We are not allowed to park on those streets because the HOA has deemed that . We have half sized drive ways so you can't park there. We had 3 handicap spots but they took one away and told me I couldn't park my car there because they felt it didn't move enough and so they declared it was being used as storage not parking. Even though it left twice a day everyday of the week to take my children to and from school. But since they didn't see it move it must not have moved right?

I feel there need to be limits on what dues can be based on the number of units and amenities. I could understand us paying $219 a month if we had a playground and a swimming pool. But we do not. We have asked for them and been denied every time.

I previously served on the board but left because I felt the management company was pushing more and more money and the people serving on the board were not thinking for themselves and just doing what they want. Maybe because they do not understand the issues and want to do what a professional is telling them. I don't know, but as a former accountant I know there is a better way. Our roofs were paid for by insurance this last time so where is all the money we supposedly saved up to pay for the new roofs?

HOA's will force more people on the streets and Colorado is already bursting at the seems so lets fix this problem before no one in the lower class can afford to live in Colorado.