HOA Financial Assistance Program

I work for the Community Economic Defense Project's Emergency Mortgage Assistance Program. We provide financial assistance to homeowners, including HOA balances due. I have worked with a client recently who was in a legal process with her HOA for nonpayment of a fine that she had been trying to dispute for several years. I saw the HOA legal fees climb up rapidly even in the 2 weeks that I worked with her, the HOA attorney had added an extra $3,000 in legal fees just in that time period to the already over $50,000 balance she had. Another client I assisted experienced an economic hardship and was struggling with paying their housing expenses. The client had requested assistance for water from us so that they could water their grass enough to have it be to the HOA's standards, they were concerned their water would be shut off and would then also be fined by their HOA for their grass. It was disheartening to speak with this client who was already concerned about having utilities on and keeping their home amidst and financial crisis, experience stress about the liveliness of their grass which could result in unaffordable fines from their HOA.

Thank you for taking the time to read my story.

Best,

Alison Ellis